Prepaid mobile plans

Get a cheap prepaid plan with no contract. Compare and you could save an average of $237 a year.

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Compare prepaid plans

A prepaid plan provides freedom from contracts and the option to get just the right amount of data you need – with no excess data fees. Choose from a range of monthly or long-expiry plans to find one that suits your needs.

1 - 20 of 188
Name Product Features Data Price
GREEN COMPANY
-50%
  • $17.50/mth for the first 3 months, then $35/mth. Use code FINDER50. New customers only. T&Cs apply. Ends 30.6.23
  • Unlimited standard national calls & texts
Unlimited data
At speeds up to 20Mbps
$17.50
per month
Finder Award
Unlimited data
At speeds up to 20Mbps

-50%
$17.50
per month
Go to site
View details
Exclusive
  • $30 for the first 6 renewals, then $40 after. T&Cs apply. Ends 19.6.23
  • Unlimited standard national calls & texts
80 GB
Data
$30
per 28 days expiry
Finder AwardExclusive
80 GB
Data


$30
per 28 days expiry
Go to site
View details
  • $10 on the first recharge, then $20. T&Cs apply. Ends 6.6.23
  • Unlimited standard national calls & texts
15GB
Data
$20
per 30 days expiry
15GB
Data


$20
per 30 days expiry
Go to site
View details
  • Unlimited standard national calls & texts
40GB
Data
$30
per 28 days expiry
40GB
Data


After 3rd recharge, $30 recharge gives you 10GB standard data. T&Cs apply.
$30
per 28 days expiry
Go to site
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  • $12 for the first recharge, then $15/recharge. T&Cs apply. Ends 13.6.23
  • Unlimited standard national calls & texts
18GB
Data
$15
per 30 days expiry
18GB
Data


$15
per 30 days expiry
Go to site
View details
-50%
  • $15/mth for the first 6 months, then $30/mth. T&Cs apply
  • Unlimited standard national calls & texts
45 GB
Data
$15
per month
45 GB
Data


-50%
$15
per month
Go to site
View details
-50%
  • $15/mth for the first 6 months, then $29.99/mth. T&Cs apply.
  • Unlimited standard national calls & texts
40 GB
Data
$15
per month
40 GB
Data


-50%
$15
per month
Go to site
View details
  • $10 for 45GB for the first renewal, then $30 for 32GB per renewal. T&Cs apply. Ends 25.6.23
  • Unlimited standard national calls & texts
32GB
Data
$30
per 28 days expiry
Finder Award
32GB
Data


$30
per 28 days expiry
Go to site
View details
  • $99 on the first recharge, then $120. T&Cs apply. Ends 6.6.23
  • Unlimited standard national calls & texts
60 GB
Data
$99
per 365 days expiry
60 GB
Data


$99
per 365 days expiry
Go to site
View details
-50%
  • $12.50/mth for the first 6 months, then $24.99/mth. T&Cs apply.
  • Unlimited standard national calls & texts
16 GB
Data
$12.50
per month
16 GB
Data


-50%
$12.50
per month
Go to site
View details
  • $150 for the first recharge, then $200/recharge. T&Cs apply. Ends 6.6.23
  • Unlimited standard national calls & texts
200 GB
Data
$150
per 365 days expiry
200 GB
Data


$150
per 365 days expiry
Go to site
View details
-50%
  • $12.50/mth for the first 6 months, then $25/mth. T&Cs apply
  • Unlimited standard national calls & texts
25 GB
Data
$12.50
per month
25 GB
Data


-50%
$12.50
per month
Go to site
View details
  • Unlimited standard national calls & texts
120GB
Data
$150
per 365 days expiry
120GB
Data


$150
per 365 days expiry
Go to site
View details
-50%
  • $10/mth for the first 6 months, then $20/mth. T&Cs apply
  • Unlimited standard national calls & texts
12 GB
Data
$10
per month
12 GB
Data


-50%
$10
per month
Go to site
View details
  • 100GB for $150 on activation for new customers, 60GB for $180 thereafter. Online only. T&Cs apply.
  • Unlimited standard national calls & texts
100 GB
Data
$150
per 365 days expiry
100 GB
Data


on activation only. 60GB from next $180 recharge
$150
per 365 days expiry
Go to site
View details
  • $99 for the first renewal, then $120/renewal. T&Cs apply. Ends 11.6.23
  • Unlimited standard national calls & texts
120 GB
Data
$99
per 365 days expiry
Finder Award
120 GB
Data


$99
per 365 days expiry
Go to site
View details
  • $169 for the first renewal, then $180/renewal. T&Cs apply. Ends 11.6.23
  • Unlimited standard national calls & texts
200 GB
Data
$169
per 365 days expiry
200 GB
Data


$169
per 365 days expiry
Go to site
View details
-50%
  • $20/mth for the first 6 months, then $39.99/mth. T&Cs apply.
  • Unlimited standard national calls & texts
55 GB
Data
$20
per month
55 GB
Data


-50%
$20
per month
Go to site
View details
  • $10 for the first renewal, then $20/renewal. T&Cs apply. Ends 25.6.23
  • Unlimited standard national calls & texts
8GB
Data
$20
per 28 days expiry
Finder Award
8GB
Data


$20
per 28 days expiry
Go to site
View details
  • Free Trial Offer: First 7 days free when you activate a new number on an eSIM and an eSIM capable device via My Optus app. T&Cs apply
  • Unlimited standard national calls & texts
7GB
Data
$7
per 7 days expiry
+ $1 upfront
7GB
Data


$7
+ $1 upfront
$0 upfront when connected via an eSIM
per 7 days expiry
View details
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Why compare mobile plans with Finder?

  • We don't charge extra. Prices shown on Finder are the same as those you get directly from mobile plan providers.

  • We regularly work with providers to deliver amazing exclusive offers you won't find anywhere else.

  • We have a team dedicated to monitoring mobile plan prices and keeping deals updated daily.

What is the cheapest prepaid mobile plan?

The cheapest prepaid mobile plan on Finder is the $7 Optus Flex offer, but this only lasts for 7 days.

The cheapest prepaid plans are often pay as you go (PAYG) plans but these aren't what most people would be after as they usually have short expiry periods between 1 and 7 days and few inclusions.

Our top pick for the best budget prepaid month-to-month plan is:

Catch Connect Prepaid Mobile 18GB

Unlimited
Calls & Text
18GB
Data
$12
per 30 days
Catch Connect Prepaid Mobile 18GB logo

Get this plan for just $12 for the first recharge, then $15/recharge. T&Cs apply. Ends 13.6.23

How much can you save with a cheaper prepaid mobile plan?

We've calculated potential savings over a 12-month period by comparing the price difference between the cheapest and most expensive prepaid plans on Finder (as of June 2023).

We looked at 5 common monthly data limits and found the average saving to be $237.36. Here's the full list of savings for each data allowance:

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How do prepaid plans work?

Prepaid plans are simple to use and best of all, there are no lock-in contracts. If you aren't happy with your service, you can easily switch to a new provider while keeping your existing phone number.

Number 1 inside a circle
Compare and choose a plan
. Decide how much data you need and which features you want and pay upfront.

Number 2 inside a circle
Use your plan
. You can keep making calls and using data until your inclusions run out or your plan expires.

Number 3 inside a circle
Recharge
. Also called a renewal or "top-up". You can choose the same amount of data as you had last time or choose another option depending on what you think you'll use.

  • Keep in mind: While you can cancel a prepaid plan at any time, you'll forfeit any remaining data or other inclusions.

💡 Set and forget with auto-recharges on your prepaid plan

If you're happy with your prepaid plan and the amount of data you have, you may be able to set up an auto-recharge with your chosen provider.

Your provider will automatically renew your plan for you when you run out of data. This saves you from having to remember to top up each month, although you'll need to be careful not to run out of inclusions too early.

What types of prepaid SIMs are there?

There are 3 main types of prepaid plans you can choose from:

Types of prepaid plans

Monthly icon

Month-to-month

  • Data allowance with a 28- to 30-day expiry period (some also last a full month, so 30 or 31 days).
  • Often includes unlimited calls and texts within Australia.
  • Good for: People with smaller budgets and those who want flexibility.
long expiry icon

Long-expiry

  • Data allowance with between 90 and 365 days' expiry period.
  • A "bulk buy" option. Usually cheaper than month-to-month plans.
  • Good for: People who prefer to "set and forget" each year.
Pay as you go Icon

PAYG (pay as you go)

  • Pay a set amount upfront and get charged for each call or text you make.
  • Usually comes with little or no data.
  • Good for: Infrequent mobile users who don't need data.

Is there a downside to a prepaid phone plan?

Most prepaid plans offer unlimited calls and texts, with a monthly data amount.

But one of the biggest downsides of a prepaid phone plan is that if you use up your data before the end of the expiry period, you'll need to recharge to keep using it.

This might mean you end up spending more for your phone plan than you would on a postpaid plan or more expensive plan.

Other pros and cons include:

Pros

  • Avoid "surprise charges" like excess data fees
  • Flexibility to recharge with how much data you need

Cons

  • Can be left "stranded" without data until your next recharge
  • Not all plans include data rollover which means you lose any unused inclusions

What features can I expect on a prepaid plan?

Outside of calls, texts and data there are a few other features to keep an eye out for when comparing prepaid plans:

phone with rollover symbol

Data rollover

Some providers allow data rollover or data banking so you can keep any data you didn't use after your plan expires. This is a great way to get the most value out of your plan.

phone with globe inside a callout

International calls

Some prepaid calls include unlimited international calls or a limited amount of international call credit. Calls are generally limited to lists of certain countries (this varies by provider). Great for users with family and friends overseas with limited other ways to connect.

infinity symbol

Endless data

A few providers such as felix and Vodafone offer "endless" or "infinite" data on some prepaid plans. In felix's case you get unlimited data capped at a speed of 20Mbps while with Vodafone you get infinite data at speeds of up to 1.5Mbps once you use up your original data allowance (similar to a postpaid plan).

simcard logo with esim

eSIMs

Not only are eSIMs environmentally friendly, they're also very convenient. With this option, you can switch to your new provider in just a few minutes. No need to visit a store or wait for your SIM to arrive in the mail.

gift box

Data gifting

Rarer still is the option to gift your data. Great for families, this option allows you to distribute data from one user to another. It's similar to family sharing on some postpaid plans.

What else should I look out for when comparing prepaid plans?

Some other useful things to consider when looking for a prepaid plan include:

1. Network coverage

Choose between Telstra, Optus and Vodafone in Australia. Coverage varies between all 3, with Telstra offering the widest network and Vodafone the smallest.

Smaller providers (known as MVNOs) will often offer coverage from 1 of the big 3 providers at cheaper rates.

  • Keep in mind: While network coverage only differs by a few percentage points between the networks, the real-life difference can be startling outside of metropolitan areas. We recommend checking coverage maps if you live outside of major cities.

2. Data allowance

How much data do you actually need? Don't pay too much for data you're not going to use. Check or estimate your mobile data usage before choosing a new plan.

Once you've considered all these factors, use our comparison table to find the best prepaid plan that fits your needs.

Which is the best prepaid service provider?

The best provider will depend on exactly what you're after, how much you're willing to pay and which network you'd prefer.

We've chosen some of the bigger names from what's available to give you an idea of what your prepaid mobile plan could be.

telstra logo

Telstra

The biggest reason to opt for Telstra is for access to the widest mobile coverage in Australia, reaching 99.5% of the population.

You might not notice the difference if you live in a metropolitan area, but customers in regional or rural dwellings are more likely to appreciate its reach.

By signing up with Telstra, you can expect:

  • Expiry periods that span over 7 days, 28 days, 6 months or 12 months.
  • Option to bank up to 200GB of unused data.
  • 5G access on its $60 prepaid plan.
  • Watch out for: Higher pricing compared to smaller providers. You can find cheap mobile plans under $20 if you're looking out for your budget.

optus logo

Optus

Optus, the second-biggest network provider in Australia, is hot on Telstra's heels for coverage and value. It reaches 98.5% of the population and offers slightly cheaper prices.

By signing up with Optus, you can expect:

  • Plenty of prepaid plan options, with anything from plans that last for 1 day only to your usual monthly plans and longer expiries that last up to a year.
  • Data rollover up to 200GB when you recharge before expiry or 50GB if you get on a long-expiry plan.
  • Add-ons such as $11.99 for Optus Sport with a 28-day expiry period.

Vodafone logo

Vodafone

Vodafone may not be on par with Telstra or Optus in terms of coverage, but it does offer budget-friendly plans that won't make you sigh over your mobile bills throughout the year.

By signing up with Vodafone, you can expect:

  • Cheaper plans with heaps of data thanks to regular discounts and bonus data offers.
  • $5 roaming, which is arguably the best roaming offer on the market.
  • "Infinite data" on all of its prepaid plans. This means once you've used up all your data you'll still be able to use your mobile internet but at reduced 1.5Mbps speeds until your next recharge.
  • Watch out for: Limited network coverage, especially if you're in a rural or regional part of Australia.

TPG

TPG

TPG, which runs on the Vodafone network, isn't known for flashy extras like the bigger telcos, but it offers great value.

By signing up with TPG, you can expect:

  • Excellent value for money with all plans less than our $1 per GB benchmark.
  • Option to add an extra 2GB for $10 if you go over your cap. Most providers offer 1GB for $10.
  • Full-month expiry periods mean you recharge less across the year.
  • Watch out for: Fewer options for recharge. While TPG has an app it only lets you manage your TPG internet plan. You can recharge online.

Amaysim

amaysim

Winner of our 2023 Finder Award for Best Prepaid Provider (Value), amaysim has garnered a strong reputation for offering simple plans with heaps of data to keep you satisfied.

By signing up with amaysim, you can expect:

  • Generous bonus data on your first 1–3 recharges.
  • Plenty of customer support options, including live chat.
  • Access to the full Optus 3G/4G network.

boost mobile logo

Boost Mobile

Boost gives you full access to Telstra's 4G network without the premium price tag.

By signing up with Boost, you can expect:

  • Expiry periods between 7 days and 12 months.
  • Exclusive access to Telstra's 4G network.
  • Roll over any unused data to the next month.
  • Watch out for: There's no international roaming available and bonus data offered on most prepaid plans will likely expire after the first 3 recharges.

Why you can trust Finder's mobile plan experts

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We've researched and reviewed hundreds of phone plans to make our guides as helpful as possible. Our experts can be seen across TV, print and digital media.
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Our product database of 52 providers is updated daily with the latest mobile deals in Australia. Our guides are regularly reviewed and fact-checked.
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We're here to help

Since 2015, we've helped over 1.2 million people find the right mobile plan by explaining features clearly and simply. We're here to help you make a decision.

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