Mobile phone plans

Being loyal to your current phone plan could be costing you $373 extra per year. Compare mobile phone plans and start saving today.

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1 - 20 of 371
Name Product Features Data Price
  • Includes 20GB bonus data for first 3 months. T&Cs apply. Ends 21.6.23
  • Unlimited standard national calls & texts
40 GB
Data
$20
per month
40 GB
Data

Slowed to 1Mbps after full speed data used up

$20
per month
Go to site
View details
GREEN COMPANY
-50%
  • $17.50/mth for the first 3 months, then $35/mth. Use code FINDER50. New customers only. T&Cs apply. Ends 30.6.23
  • Unlimited standard national calls & texts
Unlimited data
At speeds up to 20Mbps
$17.50
per month
Finder Award
Unlimited data
At speeds up to 20Mbps

-50%
$17.50
per month
Go to site
View details
Exclusive
  • $30 for the first 6 renewals, then $40 after. T&Cs apply. Ends 19.6.23
  • Unlimited standard national calls & texts
80 GB
Data
$30
per 28 days expiry
Finder AwardExclusive
80 GB
Data


$30
per 28 days expiry
Go to site
View details
  • $10 on the first recharge, then $20. T&Cs apply. Ends 6.6.23
  • Unlimited standard national calls & texts
15GB
Data
$20
per 30 days expiry
15GB
Data


$20
per 30 days expiry
Go to site
View details
  • $10/mth for the first 12 months, then $15/mth. T&Cs apply. Ends 31.7.23
  • Unlimited standard national calls & texts
5 GB
Data
$10
per month
5 GB
Data


$10
per month
Go to site
View details
  • $12 for the first recharge, then $15/recharge. T&Cs apply. Ends 13.6.23
  • Unlimited standard national calls & texts
18GB
Data
$15
per 30 days expiry
18GB
Data


$15
per 30 days expiry
Go to site
View details
  • Includes 40GB bonus data for first 3 months. T&Cs apply. Ends 21.6.23
  • Unlimited standard national calls & texts
80 GB
Data
$30
per month
80 GB
Data

Slowed to 1Mbps after full speed data used up

$30
per month
Go to site
View details
-50%
  • $15/mth for the first 6 months, then $30/mth. T&Cs apply
  • Unlimited standard national calls & texts
45 GB
Data
$15
per month
45 GB
Data


-50%
$15
per month
Go to site
View details
  • Includes 32GB bonus data on the first 6 recharges. T&Cs apply. Ends 31.7.23
  • Unlimited standard national calls & texts
64 GB
Data
$29.90
per month
64 GB
Data


$29.90
per month
Go to site
View details
  • Unlimited standard national calls & texts
40GB
Data
$30
per 28 days expiry
40GB
Data


After 3rd recharge, $30 recharge gives you 10GB standard data. T&Cs apply.
$30
per 28 days expiry
Go to site
View details
  • $1/mth for the first month, then $25/mth. Use code TRYMATE. T&Cs apply.
  • Unlimited standard national calls & texts
22GB
Data
$25
per month
22GB
Data


$25
per month
Go to site
View details
-50%
  • $15/mth for the first 6 months, then $29.99/mth. T&Cs apply.
  • Unlimited standard national calls & texts
40 GB
Data
$15
per month
40 GB
Data


-50%
$15
per month
Go to site
View details
GREEN COMPANY
  • Unlimited standard national calls & texts
20GB
Data
$25
per month
20GB
Data

Slowed to 1Mbps after full speed data used up

$25
per month
Go to site
View details
  • $10 for 45GB for the first renewal, then $30 for 32GB per renewal. T&Cs apply. Ends 25.6.23
  • Unlimited standard national calls & texts
32GB
Data
$30
per 28 days expiry
Finder Award
32GB
Data


$30
per 28 days expiry
Go to site
View details
  • $18.90/mth for the first 12 months for CommBank customers, then $24.30/mth. T&Cs apply.
  • Unlimited standard national calls & texts
22GB
Data
$27
per month
22GB
Data


$27
per month
Go to site
View details
  • $99 on the first recharge, then $120. T&Cs apply. Ends 6.6.23
  • Unlimited standard national calls & texts
60 GB
Data
$99
per 365 days expiry
60 GB
Data


$99
per 365 days expiry
Go to site
View details
  • Unlimited standard national calls & texts
2GB
Data
$10
per month
2GB
Data

Slowed to 1Mbps after full speed data used up

$10
per month
Go to site
View details
  • $20/mth for the first 12 months, then $30/mth after for AGL energy customers. T&Cs apply. Ends 31.7.23
  • Unlimited standard national calls & texts
50GB
Data
$35
per month
50GB
Data


$35
per month
Go to site
View details
  • Unlimited standard national calls & texts
22GB
Data
$24.90
per month
22GB
Data


$24.90
per month
Go to site
View details
-50%
  • $12.50/mth for the first 6 months, then $24.99/mth. T&Cs apply.
  • Unlimited standard national calls & texts
16 GB
Data
$12.50
per month
16 GB
Data


-50%
$12.50
per month
Go to site
View details
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What our customers are saying

What types of mobile plans can you get in Australia?

Prepaid plans

Prepaid mobile plans come with a recharge or renewal period that usually reset every 28 or 30 days. Just purchase a SIM card and pay at the start of each month to continue your plan.

  • Great for your budget. Since you pre-pay, you'll never pay extra on top of your monthly amount.
  • Good flexibility. Prepaid plans come with no lock-in contract, making it easy to switch whenever you want.
  • Active recharges are needed. Unless you choose to auto-recharge your plan, you'll need to remember to renew it every month to continue your service.
  • Limited inclusions. As opposed to postpaid plans, you'll need to recharge when your inclusions run out even if it's before your plan expires.

Postpaid plans

Postpaid plans continue indefinitely. You typically pay for them at the end of the month, but some providers will now charge you at the start.

  • Set and forget. Just pay your monthly bill to continue your mobile service.
  • Tend to come with higher data caps. This is great if you're streaming or video calling a lot when you're out and about.
  • Excess usage fees may apply. If you go over your plan's allowances for the month, you could get charged extra fees (usually around $10 per extra 1GB you go over).
  • Contracts still exist. While there are plenty of no-lock-in contract options, some postpaid plans still come with 6- to 12-month contracts.

Mobile phones on a plan

You can also grab a new phone on a mobile plan. Your monthly bill will be the price of your phone repayment plus the plan fees on top. Pay off the phone in monthly instalments over 12, 24 or 36 months.

  • Affordable way to own a new phone. Because the cost of your phone gets split into monthly repayments, you can own the latest iPhone or Samsung without forking out $2,000+ in one go.
  • Access special telco-only discounts. This is especially true during pre-order periods for new phones. Telcos often throw in discounts or free gifts that you won't get elsewhere.
  • Long repayment periods. The longer the repayment period, the cheaper the monthly repayment, but staying with a provider for up to 3 years means you're potentially stuck on a poor value plan and missing out on new deals.
  • Buying a phone outright is still cheaper overall. If you have the cash to spare, buying a phone outright is still the cheapest option since you don't need to pay for a potentially expensive plan on top.

Did you know?
Finder's Consumer Sentiment Tracker found that Australians with smaller mobile providers paid an average of $25 per month for their mobile plan, compared to $61 on plans directly with the big 3 (Telstra, Optus, Vodafone). That's $432 worth of savings over a year if you choose to keep your current phone and get a SIM only plan from a smaller, better value provider!

How do you compare mobile plans?

To find the right mobile plan, consider these 4 factors when you're comparing:

Data

Data

The average Aussie uses just 10.2GB a month, according to the Australian Competition and Consumer Commission (ACCC). We recommend checking your data usage with your provider or on your phone and go from there. If you're using upwards of 40GB a month, look into unlimited data mobile plans which could be better suited to you.

Mobile network

Network

The network you get your mobile phone plan on will determine your level of coverage. Make sure you check especially if you live outside of metropolitan areas as some mobile networks may not service your area.

Mobile inclusions

Inclusions

Mobile plan inclusions vary across the board but some handy features to look out for are data rollover and data sharing, Wi-Fi calling and international calls. On the other hand, if you're just looking for a simple mobile plan with calls, texts and data, you could skip on the extras and just get a good value plan.

Mobile contract

Plan length

While most plans are paid month-to-month, contracts and longer expiry periods may not be a bad option if you're okay to stick around for the long run. Long-expiry plans that last up to 365 days mean you pay upfront for a year's worth of usage and can usually save on your mobile plan over the course of the year.

Don't get stuck paying a loyalty tax. Shop around for a better deal at least once a year. Better yet, compare every 6 months to make the most of introductory offers.

Mariam Gabaji

Mariam Gabaji
Utilities editor

Finder Award winners

Overwhelmed by the amount of options? Look to our award-winning mobile providers – we've done the hard work for you.

How do you switch mobile plans?

Number 1
Compare mobile plans
. Whether you're looking at a SIM only or phone repayment plan, make sure you find one that suits your data and budget needs.

Number 2
Sign up and port your number
. During the sign-up process, you can choose to keep your existing mobile number by asking for it to be ported to your new provider. Don't cancel your old plan yet!

Number 3
Activate then cancel
. If you've opted for an eSIM, your plan should be available as soon as you purchase it. Otherwise you'll need to wait for your physical SIM to be delivered. Once you activate your SIM card, your number should be transferred within 24–48 hours. You can then break up with your old provider and settle any outstanding bills.

How much data do I need?

How much data you will need is going to depend on how you use it.

Activities like browsing and social media don't use that much data so you should be able to get through the month with a smaller amount. On the other hand, multimedia streaming and downloads use a fair bit.

Here are some examples of the activities you can perform on these data allowances:

DataActivities
5GBBasic browsing, social media
10GBBasic browsing, social media, music streaming, some video streaming
20GBBasic browsing, social media, multimedia streaming and mobile games
40GBBasic browsing, social media, multimedia streaming, downloads and mobile games

Calculate an estimate of your mobile data usage to get a better idea of how much you need.

If that's not enough data then consider an unlimited data mobile plan (and avoid excess data charges).

Dylan Crismale

I decided to change mobile plans at the beginning of the year because I was paying too much for data I wasn't using. I moved to a cheaper plan that still has unlimited data on the rare occasion that I do use more.
— Dylan Crismale, utilities writer at Finder

Which mobile network is right for you?

Australia is home to just 3 mobile networks: Telstra, Optus and Vodafone. The main point of difference between them is coverage and price.

telstra logo

Telstra

Telstra is host to Australia's largest mobile network.

  • Its 3G/4G network reaches 99.5% of the population
  • Has the most extensive 5G coverage in Australia (80%) and is still expanding.
  • Wide coverage means Telstra's plans are a good option for those living in regional areas
  • No lock-in contracts on all prepaid and postpaid plans
  • Tends to be the most expensive mobile provider

Some of the providers that use the Telstra network include:


optus logo

Optus

Optus comes next but it's no second fiddle.

  • Its 3G/4G network reaches 98.8% of the population
  • Its prepaid and postpaid plans are a little cheaper than Telstra
  • The Optus 5G rollout is still underway – Optus recently expanded the range across 1,000 mobile towers
  • It covers a little less of Australia than Telstra – this difference in coverage is mostly felt in regional areas

Some of the providers that use the that use the Optus network include:


Vodafone logo

Vodafone

Vodafone has the smallest network but is also the most affordable.

  • 3G/4G covers 96% of the population
  • 5G rollout is ongoing – Vodafone recently set a speed record on its network achieving close to 2Gbps
  • Vodafone has the cheapest plans
  • Not the best network for those living outside of metropolitan areas

Some of the providers that use the that use the Vodafone network include:

Looking for a phone with your plan?

While you could fork out for a shiny new phone, purchasing it on a phone plan can make the cost more manageable.

Telstra, Optus, Vodafone and even a few smaller providers like Woolworths Mobile and Southern Phone allow you to pair your mobile plan with a new handset. You then pay the cost of the phone monthly over a 12-, 24- or 36-month repayment period.

Samsung Galaxy A54 and Samsung Galaxy S23 Ultra devices in green background

2023 Samsung phone launches

The Samsung S23 models were released February 2023. That means there are 3 new premium phones to get your hands on: the S23, S23+ and S23 Ultra. Monthly costs start from $82 a month, with phones available on a plan from Telstra, Optus, Vodafone and Woolworths Mobile.

Samsung has also released its more budget friendly A-series, which is available from all major telcos. These models include the A54, A34, A14 5G and A14. The A54 in particular is a solid mid-ranger that tries to narrow the gap between Samsung's flagship S23.

Read our expert reviews on other popular mobile phones

Apple iPhone 14 Pro phone in blue background
iPhone 14 Pro
Apple iPhone 14 Pro Max phone in blue background
iPhone 14 Pro Max
Apple iPhone 14 Plus phone in blue background
iPhone 14 Plus
Apple iPhone 14 phone in blue background
iPhone 14
Samsung S23 Ultra phone in blue background
Samsung S23 Ultra

Why you can trust Finder's mobile plan experts

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We've done the work

We've researched and reviewed hundreds of phone plans to make our guides as helpful as possible. Our experts can be seen across TV, print and digital media.
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We're reliable

Our product database of 52 providers is updated daily with the latest mobile deals in Australia. Our guides are regularly reviewed and fact-checked.
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We're here to help

Since 2015, we've helped over 1.2 million people find the right mobile plan by explaining features clearly and simply. We're here to help you make a decision.

Frequently asked questions

Latest mobile news

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Exclusive amaysim deal: Save $60 off your mobile plan AND get heaps of data

Get a huge 80GB for just $30.

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amaysim 80GB for $30 Finder Exclusive

Take advantage of this Finder exclusive with amaysim and knock off $60 over 6 renewals.

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More Telstra customers hit with price hikes (full details)

You'll end up paying $3 to $6 more per month from July 2023.

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