How to change super funds in 4 steps

Switching to a new super fund is much easier than you think. Here's how to do it all online.

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Step 1: Choose a new super fund

Look for a combination of low annual fees, high long-term returns (10 year performance) and an investment strategy you understand and agree with. If you'd like a bit of help choosing, take a look at our best super fund picks.

Step 2: Join the new super fund

Download the new membership form from the fund's website, which will ask you for the following details:

  • Your personal details including your full name, residential address, contact information and Tax File Number.
  • Your employer's information including the business name, address and ABN.
  • The insurance cover you'd like to include. Most funds will include automatic default death and TPD cover, but you can choose to add income protection cover, or you can opt out of all cover if you don't think you'll need it.
  • The details of your nominated beneficiaries (this is who your super will go to in the event of your death).

Step 3: Transfer your existing super

Once you've completed the new membership form, there will be another form asking if you have any super you want to transfer over. You'll be asked to provide the following details:

  • Your existing fund's name and contact number
  • The fund's ABN and USI numbers (you'll find these on your fund's website or on your last account statement)
  • Your membership number and/or account number

The new membership form will have the details of where to send the completed form. Once you've submitted this, your new super fund will take care of the rest for you. If you've got more than 1 fund you'll need to submit separate forms for each.

Step 4: Tell your employer

You'll find another form on your new fund's website called "Employee super choice form" or "Pay my super into XYZ Fund". It'll be pre-filled with the details that your employer needs. Add your name and membership number, and give this form to your employer so they can start paying your super into your new fund.

Ready to choose a new super fund?

1 - 16 of 61
Name Last 1 year performance (p.a.) Last 3 year performance (p.a.) Last 5 year performance (p.a.) Last 10 year performance (p.a.) Fees on $50k balance (p.a.)
Last 1 year performance (p.a.)
-3.68%
Last 3 year performance (p.a.)
+4.56%
Last 5 year performance (p.a.)
+5.57%
Last 10 year performance (p.a.)
+7.89%
Fees on $50k balance (p.a.)
$587
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Industry fund
Last 1 year performance (p.a.)
-2.48%
Last 3 year performance (p.a.)
+5.81%
Last 5 year performance (p.a.)
+6.92%
Last 10 year performance (p.a.)
+9.1%
Fees on $50k balance (p.a.)
$663
Go to siteMore Info
Lifestage
Last 1 year performance (p.a.)
-2.48%
Last 3 year performance (p.a.)
+5.38%
Last 5 year performance (p.a.)
+6.58%
Last 10 year performance (p.a.)
+8.54%
Fees on $50k balance (p.a.)
$557
Go to siteMore Info
Industry fundHigher risk
Last 1 year performance (p.a.)
-7.54%
Last 3 year performance (p.a.)
+5.28%
Last 5 year performance (p.a.)
+6.92%
Last 10 year performance (p.a.)
+9.52%
Fees on $50k balance (p.a.)
$539
Go to siteMore Info
Green CompanyEthical
Last 1 year performance (p.a.)
-8.5%
Last 3 year performance (p.a.)
+3.89%
Last 5 year performance (p.a.)
+5.82%
Last 10 year performance (p.a.)
+7.74%
Fees on $50k balance (p.a.)
$573
Go to siteMore Info
Industry fund
Last 1 year performance (p.a.)
-2%
Last 3 year performance (p.a.)
+4.79%
Last 5 year performance (p.a.)
+5.91%
Last 10 year performance (p.a.)
+8.29%
Fees on $50k balance (p.a.)
$548
Go to siteMore Info
Industry fund
Last 1 year performance (p.a.)
-3.71%
Last 3 year performance (p.a.)
+4.67%
Last 5 year performance (p.a.)
+6.04%
Last 10 year performance (p.a.)
+8.07%
Fees on $50k balance (p.a.)
$522
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Industry fundHigher risk
Last 1 year performance (p.a.)
+14.19%
Last 3 year performance (p.a.)
+8.72%
Last 5 year performance (p.a.)
+8.45%
Last 10 year performance (p.a.)
+8.9%
Fees on $50k balance (p.a.)
$638
Go to siteMore Info
Last 1 year performance (p.a.)
-5.39%
Last 3 year performance (p.a.)
+4.07%
Last 5 year performance (p.a.)
+6.13%
Last 10 year performance (p.a.)
+8.45%
Fees on $50k balance (p.a.)
$336
Go to siteMore Info
Industry fund
Last 1 year performance (p.a.)
-4.74%
Last 3 year performance (p.a.)
+4.96%
Last 5 year performance (p.a.)
+6.49%
Last 10 year performance (p.a.)
+8.78%
Fees on $50k balance (p.a.)
$447
Go to siteMore Info
Industry fundHigher risk
Last 1 year performance (p.a.)
-0.96%
Last 3 year performance (p.a.)
+6.76%
Last 5 year performance (p.a.)
+7.31%
Last 10 year performance (p.a.)
+9.61%
Fees on $50k balance (p.a.)
$463
Go to siteMore Info
Last 1 year performance (p.a.)
-1.59%
Last 3 year performance (p.a.)
+2.66%
Last 5 year performance (p.a.)
+4.32%
Last 10 year performance (p.a.)
+6.42%
Fees on $50k balance (p.a.)
$371
Go to siteMore Info
Industry fundHigher risk
Last 1 year performance (p.a.)
-4.24%
Last 3 year performance (p.a.)
+6.41%
Last 5 year performance (p.a.)
+7.52%
Last 10 year performance (p.a.)
+9.54%
Fees on $50k balance (p.a.)
$597
Go to siteMore Info
Green CompanyEthicalHigher risk
Last 1 year performance (p.a.)
-8.97%
Last 3 year performance (p.a.)
+4.37%
Last 5 year performance (p.a.)
+6.3%
Last 10 year performance (p.a.)
+8.72%
Fees on $50k balance (p.a.)
$708
Go to siteMore Info
LifestageHigher risk
Last 1 year performance (p.a.)
-8.07%
Last 3 year performance (p.a.)
+3.72%
Last 5 year performance (p.a.)
+5.9%
Last 10 year performance (p.a.)
N/A
Fees on $50k balance (p.a.)
$356
Go to siteMore Info
Higher risk
Last 1 year performance (p.a.)
-4.74%
Last 3 year performance (p.a.)
+5.37%
Last 5 year performance (p.a.)
+6.46%
Last 10 year performance (p.a.)
+9%
Fees on $50k balance (p.a.)
$602
Go to siteMore Info
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Showing 16 of 61 results

The information in the table is based on data provided by Chant West Pty Ltd (AFSL 255320) which is itself supplied by third parties. While such information is believed to be accurate, Chant West does not accept responsibility for any inaccuracy in such information. Chant West’s Financial Services Guide is available at https://www.chantwest.com.au/financial-services-guide . Finder offers no guarantees or warranties about the data and we recommend that users make their own enquiries before relying on this information. Performance, fees and insurance data is based on each fund's default MySuper product. Where the performance, fees and insurance data for the MySuper fund vary according to the member's age, results for individuals between 40-49 years of age have been shown. Past performance is not a reliable indicator of future performance.

*Past performance data is for period ending December 2022 and fee data is updated monthly.
Alison Banney

🔥 Quick tip when rolling over your super

"Before you switch funds, check if you've got any additional super funds open in your name that you might have forgotten about. Just log into your myGov account online and click on the "Super" tab to see a list of funds in your name. You may choose to keep one of these funds instead of opening a new one."

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