Cheap health insurance

Our insurance compared hundreds of health insurance policies to find some of the cheapest in Australia, starting from around from $22 a week for a great combined policy

Cheap basic
starter bronze
Hospital only
  • Cheap bronze option
  • Covers 18 hospital treatments
Cheap bronze
starter bronze + black 50 saver
Hospital and Extras
  • Cheaper hospital and extras cover than most insurers
  • Covers 18 hospital treatments + 3 extras services
Cheap combined cover
Basic Accident Only Hospital $750 Excess
Hospital only
  • Joint cheapest hospital policy on Finder*
  • Avoid paying the Medicare Levy Surcharge
Cheap family cover
Bronze Hospital $750 Excess + Dental Boost
Hospital and Extras
  • Cheaper bronze cover than most insurers
  • Cover for common family treatments
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With many health insurance premiums rising and Aussies facing cost-of-living pressures, comparing cheap health cover is key. To help you find a cheap policy, our experts analysed hundreds of policies from 30+ funds, as well as the latest Ombudsman report. We've narrowed it down to a handful of policies.

Cheap bronze hospital insurance: ahm

starter bronze

From

$88.70

/month

Hospital only

From

$88.70

/month

Cheap combined hospital and extras insurance: ahm

starter bronze + black 50 saver

From

$102.87

/month

Hospital and Extras

From

$102.87

/month

Cheap basic hospital insurance: Bupa

Basic Accident Only Hospital $750 Excess

From

$77.16

/month

Hospital only

From

$77.16

/month

Cheap family health insurance: nib

Bronze Hospital $750 Excess + Dental Boost

From

$129.37

/month

Hospital and Extras

From

$129.37

/month

Tim

ahm: Probably the best deal of the year

ahm has the best health insurance deal I've ever seen right now. They're offering 12 weeks free on combined cover, or 6 weeks free on extras-only policies. They've got competitive policies and market leading customer service, so I'd highly recommend considering them for new health cover.
— Tim Bennett, Finder Health Insurance Expert
Store Discount
ahm Dealsahm Deals
VERIFIED

Get 6 weeks free extras cover

For new joins by Jun 30. Offer applied after 60 days on extras-only cover. Find out how.

Last verified

Get deal
VERIFIED

Deal ends

ahm Dealsahm Deals
VERIFIED

Get 6 weeks free after 60 days + 6 weeks free after 13 months

New joins on eligible hospital & extras. Find out how.

Last verified

Get deal
VERIFIED

Deal ends

Compare cheap health insurance in Australia

Below are some cheap health insurance policies from Finder partners. Each tab lists extras, hospital or combined policies from cheapest to the most expensive. All prices are based on a single individual with less than $90,000 income and living in Sydney.

1 - 15 of 1015
Name Product Treatments Price Apply
Hospital
  • Rehabilitation
  • Joint reconstructions
  • Dental surgery
  • Hernia and appendix
Extras
  • General Dental
  • Major Dental
  • Optical
  • Hearing aids
  • +2 other treatments covered
Get 6 weeks free plus skip 2 & 6 month waits on extras when joining on combined cover by July 14.
$87.23
per month
Hospital
  • Rehabilitation
  • Joint reconstructions
  • Dental surgery
  • Hernia and appendix
Extras
  • General Dental
  • Major Dental
  • Optical
  • Hearing aids
  • +4 other treatments covered
Join a combined cover online with nib, and save up to $600, offer ends 25 June. T&Cs apply.
$87.84
per month
Hospital
  • Rehabilitation
  • Joint reconstructions
  • Dental surgery
  • Hernia and appendix
Extras
  • General Dental
  • Major Dental
  • Optical
  • Hearing aids
Get up to 10 weeks free + 2&6 month waits waived on Extras when you join on eligible products. Domestic policies only. Terms and Conditions apply.
$89.23
per month
Hospital
  • Rehabilitation
  • Joint reconstructions
  • Dental surgery
  • Hernia and appendix
Extras
  • General Dental
  • Major Dental
  • Optical
  • Hearing aids
  • +2 other treatments covered
Get up to 10 weeks free + 2&6 month waits waived on Extras when you join on eligible products. Domestic policies only. Terms and Conditions apply.
$91.60
per month
Hospital
  • Rehabilitation
  • Joint reconstructions
  • Dental surgery
  • Hernia and appendix
Extras
  • General Dental
  • Major Dental
  • Optical
  • Hearing aids
Get up to 10 weeks free + 2&6 month waits waived on Extras when you join on eligible products. Domestic policies only. Terms and Conditions apply.
$94.01
per month
Hospital
  • Rehabilitation
  • Joint reconstructions
  • Dental surgery
  • Hernia and appendix
  • +5 other treatments covered
Extras
  • General Dental
  • Major Dental
  • Optical
  • Hearing aids
Get up to 10 weeks free + 2&6 month waits waived on Extras when you join on eligible products. Domestic policies only. Terms and Conditions apply.
$94.09
per month
Hospital
  • Rehabilitation
  • Joint reconstructions
  • Dental surgery
  • Hernia and appendix
Extras
  • General Dental
  • Major Dental
  • Optical
  • Hearing aids
  • +2 other treatments covered
Get 6 weeks free after 60 days + 6 weeks free after 13 months. New joins on eligible hospital & extras by Jun 30. Find out how.
$94.50
per month
Hospital
  • Rehabilitation
  • Joint reconstructions
  • Dental surgery
  • Hernia and appendix
Extras
  • General Dental
  • Major Dental
  • Optical
  • Hearing aids
  • +3 other treatments covered
Join a combined cover online with nib, and save up to $600, offer ends 25 June. T&Cs apply.
$95.18
per month
starter flexi basic
Basic$750 excess
Hospital
  • Rehabilitation
  • Joint reconstructions
  • Dental surgery
  • Hernia and appendix
Extras
  • General Dental
  • Major Dental
  • Optical
  • Hearing aids
  • +3 other treatments covered
Get 6 weeks free after 60 days + 6 weeks free after 13 months. New joins on eligible hospital & extras by Jun 30. Find out how.
$95.67
per month
Hospital
  • Rehabilitation
  • Joint reconstructions
  • Dental surgery
  • Hernia and appendix
Extras
  • General Dental
  • Major Dental
  • Optical
  • Hearing aids
  • +2 other treatments covered
Get up to 10 weeks free + 2&6 month waits waived on Extras when you join on eligible products. Domestic policies only. Terms and Conditions apply.
$96.39
per month
Hospital
  • Rehabilitation
  • Joint reconstructions
  • Dental surgery
  • Hernia and appendix
  • +5 other treatments covered
Extras
  • General Dental
  • Major Dental
  • Optical
  • Hearing aids
  • +2 other treatments covered
Get up to 10 weeks free + 2&6 month waits waived on Extras when you join on eligible products. Domestic policies only. Terms and Conditions apply.
$96.46
per month
Hospital
  • Rehabilitation
  • Joint reconstructions
  • Dental surgery
  • Hernia and appendix
  • +4 other treatments covered
Extras
  • General Dental
  • Major Dental
  • Optical
  • Hearing aids
  • +3 other treatments covered
Join a combined cover online with nib, and save up to $600, offer ends 25 June. T&Cs apply.
$97.36
per month
Hospital
  • Rehabilitation
  • Joint reconstructions
  • Dental surgery
  • Hernia and appendix
Extras
  • General Dental
  • Major Dental
  • Optical
  • Hearing aids
  • +2 other treatments covered
Get 6 weeks free after 60 days + 6 weeks free after 13 months. New joins on eligible hospital & extras by Jun 30. Find out how.
$97.44
per month
HCF MY FUTURE 750 BASIC PLUS
Basic Plus$750 excess
Hospital
  • Rehabilitation
  • Joint reconstructions
  • Dental surgery
  • Hernia and appendix
  • +6 other treatments covered
Extras
  • General Dental
  • Major Dental
  • Optical
  • Hearing aids
  • +6 other treatments covered
Get loyalty rewards and discounts across Australian stores.
$97.56
per month
Hospital
  • Rehabilitation
  • Joint reconstructions
  • Dental surgery
  • Hernia and appendix
  • +2 other treatments covered
Extras
  • General Dental
  • Major Dental
  • Optical
  • Hearing aids
  • +2 other treatments covered
Get 6 weeks free after 60 days + 6 weeks free after 13 months. New joins on eligible hospital & extras by Jun 30. Find out how.
$98.27
per month
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1 - 15 of 89
Name Product Treatments Price Apply
Extras Saver
Extras cover
  • General Dental
  • Major Dental
  • Optical
  • Physiotherapy
  • Chiropractic
  • Psychology
  • Remedial Massage
  • Hearing aids
$12.06
per month
  • General Dental
  • Major Dental
  • Optical
  • Physiotherapy
  • Chiropractic
  • Psychology
  • Remedial Massage
  • Hearing aids
  • +1 other treatments covered
Get 6 weeks free extras cover. For new joins by Jun 30. Offer applied after 60 days on extras-only cover. Find out how.
$12.48
per month
HCF STARTER EXTRAS
Extras cover
  • General Dental
  • Major Dental
  • Optical
  • Physiotherapy
  • Chiropractic
  • Psychology
  • Remedial Massage
  • Hearing aids
  • +1 other treatments covered
$12.78
per month